Real-Time iD Background Checks

Build trust without compromising growth.

Build trust without compromising growth.

Know Your Customers. And Their Risk Profiles.

Online interactions between
strangers require trust

People need to trust your brand before they’ll transact with you or with your customers. Growth, reputation, financial stability, and safety are at stake.

Asking for too many personal
details scares new users away

Background checks often require sensitive data like Social Security number, but asking for those details can deter signups.

 
 
iPad

Simple, streamlined inputs deliver accurate, powerful results

Screen new members fairly, with information they already provide. Actionable results are returned instantly, with clear crime classifications and descriptions that enable your team to filter and prioritize offenses.

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89%
of consumers agree that the sharing economy is based on trust between providers and users, according to PricewaterhouseCoopers.

of consumers agree that the sharing economy is based on trust between providers and users, according to PricewaterhouseCoopers.

How iD Background Checks Work

With a few personal identifiers, our fully automated process runs in the background, enabling efficient background checks without increasing signup friction.

1. Secure Inputs

Provide a few personal identifiers via our secure API or upload .csv file in our web portal.

Name and Date of Birth

2. Extensive People Analysis

Deep search and machine learning algorithms scan applicants across hundreds of millions of records, extending search coverage to name aliases and name changes.

Criminal Records, Sex Offender Registry, Global Terrorist Watchlist

3. Clear Results

View clear, actionable results to make informed decisions via our API or use our web portal to see data visualizations and take action.

Visualize Risk, Analyze Data, Filter and Review, Initiate Adverse Action

BuildZoom Case Study

"Being able to offer a comprehensive background check has made us more confident in our marketplace, and it has been popular with our customers."

"Being able to offer a comprehensive background check has made us more confident in our marketplace, and it has been popular with our customers."

- BuildZoom CEO, Dave Petersen

BuildZoom Logo

Contractors as a group don’t have the best reputation. To build its business, BuildZoom needed a way to indicate its contractors’ trustworthiness to hesitant homeowners, whose personal safety – not to mention renovation budgets – would be at stake.

But when Peterson wanted to offer his customers a more comprehensive view of contractor history, his team found real issues – enough to validate the need for an instant background check solution.

Download Case Study

Why iD Background Checks From Identity.com?

Instant And Secure

RESTful API provides access control, data encryption, two-factor authentication, and firewalls for secure, instant background checks.

Ongoing Protection

Alerts help you manage risk over time, whenever new criminal convictions emerge within your customer base.

Informed Decisions

Review and take action from an integrated web portal, complete with straightforward data visualizations and advanced analytics.

Fair Adverse Action

Compliant, comprehensive processes for times when someone may be denied access based on screening results.

World-Class Compliance

Our in-house experts take the guesswork out of legal rules so you can concentrate on scaling your business.

Dedicated Support

US-based support and account managers ensure you have the help you need, when you need it.

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Inflection has been very easy to work with. They’re very responsive to feedback, and running these background checks has been a huge value-add in promoting homeowner trust.

Inflection has been very easy to work with. They’re very responsive to feedback, and running these background checks has been a huge value-add in promoting homeowner trust.

- Project Manager at BuildZoom, Nate Robert

Our Solutions Work Together Or Apart

Legitimacy Of An Identity

Use a range of integrated iD Verification services to prove customers are who they say they are.

About iD Verification

Driving History Of An Identity

Use Motor Vehicle Records (MVR) to better assess driving and violation history of members.

ABOUT iD DRIVER CHECKS

Fast, Flexible Onboarding

1. Run A Pilot Test

With just a few inputs, run your customers through test API requests or a batch process in our portal.

2. Evaluate Results

Review our JSON response, returned in milliseconds, or view results via our web portal, which organizes and visualizes the data.

3. Integrate API Or Use Portal

Integrate the API into your platform or get started with the web portal, which doesn’t require integration time or technical resources.

Request API Keys

Respected Roots

As part of Inflection, we have more than 10 years of experience working with hundreds of millions of public records, delivering FCRA-compliant employment screening from GoodHire, and providing an unmatched commitment to security, data quality, transparency, and Privacy by Design

Respected Roots

As part of Inflection, we have more than 10 years of experience working with hundreds of millions of public records, delivering FCRA-compliant employment screening from GoodHire, and providing an unmatched commitment to security, data quality, transparency, and Privacy by Design

Industry Spotlight

Peer to Peer
Car & Ride Sharing
Tenant Screening
Problem
Mitigating risk in peer-to-peer transactions without jeopardizing new user growth.
Solution
iD Background Check’s automated, compliant safety checks let you identify people with high risk indicators and returns results in instantly, without disrupting signups.
Key Advantages

Minimal input requirements, such as name and birthdate

Automated, powerful API for direct integration into your own workflows

Adherence to federal, state and FCRA laws, plus proven compliance expertise

Web portal alternative lets you run batch uploads without technical integration

Problem
How to loan out a highly valuable asset, a car, to strangers with confidence that it’ll be returned safely.
Solution
iD Driver Checks verify your user’s driver registration and driving history.
Key Advantages

Cross check drivers’ histories for DUI/DWI, moving violations and suspensions, accident histories, and validity of DMV registration

Complies with motor vehicle check compliance laws, as well as standard background check regulations from state, local and FCRA

iD Driver Checks are easily bundled with criminal records searches from iD Background Checks

Problem
Finding trustworthy and safe tenants for landlords and property managers.
Solution
iD Background Checks meets state-by-state tenancy laws for residential buildings, co-living communities, and home-sharing platforms.
Key Advantages

Returns background check results on prospective tenants in milliseconds, helping landlords and property managers enhance safety, manage risk and reduce costs

Clear understanding and differentiation of the legal obligations for businesses who use background checks for hiring from those used for tenancy

Simple, easy onboarding without a need for technical resources

Frequently Asked Questions

What customer information is needed for iD Background Checks?

At a minimum, iD Background Checks requires full legal name and date of birth. Providing additional identifiers allows us to return additional state-level court records that may not be available in a nationwide search.

What types of public records are searched?

We pull public records from a variety of sources, including:

National criminal databases. We search databases from all available states, including digitized records from states’ Departments of Corrections, Administrative Offices of the Courts, and county courts.

Sex offender lists. We search a multi-state sex offender registry that includes hundreds of thousands of offender records nationwide.

Global terrorist watch lists. We search domestic and global terrorist watchlists, as well as INTERPOL Most Wanted, specially designated nationals and blocked persons, and many other domestic and global sanction and watchlists.

How is customer information kept secure?

All transmission of personal data is sent over HTTPS using TLS 1.2, with the additional security layer of two-factor authentication in our web portal. Any sensitive information is stored in encrypted form using individualized data encryption keys.

Why do you talk about compliance?

The federal Fair Credit Reporting Act (FCRA) regulates the collection and use of information in consumer reports, commonly referred to as background checks. While regulations continue to evolve, lawsuits have plagued platforms that don’t abide by the spirit of the FCRA, even for non-employment background checks.

Various state laws may also apply to iD Background Checks. Our dedicated account management team and in-house compliance experts will work with you to develop a fair, fully compliant method, seamless to your customer experience.

What Is Adverse Action?

Adverse Action occurs when a company denies someone participation on its platform based in whole or in part on information found in the background check. Federal law requires companies to follow a specific process in order to remain in compliance with the FCRA.

How accurate is your data?

One measure our industry uses for data accuracy is the dispute rate, which reflects the number of people who challenge the results of the background check. The dispute rate is currently below 0.05% for our customers who have implemented iD Background Checks. Industry rates vary from 0.1% to 2.0% on average.

Want To Know More?

Talk to us to learn more about iD Background Checks and get a demo of Identity.com’s powerful solutions today.
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